Title:  Credit Solutions Associate, Commercial Agriculture Banking - Saskatoon or Winnipeg

Requisition ID: 274984 

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Join Scotiabank's Commercial Agriculture Banking team as a Credit Solutions Associate (CSA). In this role, you will be a key partner to Client Relationship Managers, providing end-to-end credit underwriting and portfolio management support for Agriculture clients across Canada.

You will help deliver tailored financial solutions, support credit decision-making, and contribute to an exceptional client experience while developing your expertise in commercial lending, risk management, and relationship banking.

How You Will Make an Impact:

Credit Analysis and Underwriting

• Conduct financial analysis and credit assessments for new and existing commercial agriculture clients.
• Analyze financial statements, projections, borrowing bases, and other supporting documentation.
• Identify risks, opportunities, and trends, and prepare recommendations to support sound credit decisions.
• Assist in structuring tailored financing solutions that meet client needs.

Client and Portfolio Support

• Partner closely with Client Relationship Managers to support a portfolio of borrowing and non-borrowing clients.
• Collect and review financial information, monitor portfolio performance, and identify potential signs of deterioration.
• Help address client inquiries and resolve escalated issues in a timely and professional manner.
• Support onboarding, Know Your Customer (KYC), Anti-Money Laundering (AML), and ongoing client maintenance activities.

Fulfillment and Funding

• Coordinate with internal business partners to ensure efficient execution of approved credit facilities.
• Assist with completion of funding requirements and conditions precedent.
• Ensure a seamless experience throughout the credit fulfillment process.

Risk Management and Compliance

• Maintain compliance with regulatory requirements, internal policies, and risk management guidelines.
• Ensure client documentation is accurate, complete, and properly maintained.
• Support the Bank's risk culture through sound judgment and proactive portfolio monitoring.

Continuous Improvement

• Identify opportunities to improve processes and enhance the client experience.
• Participate in training and development activities to strengthen credit and banking expertise.
• Contribute to an inclusive, collaborative, and high-performing team environment.

What You Will Bring to the Team:

• Strong understanding of financial statements, credit analysis, and commercial lending principles.
• Knowledge of credit structures, risk management practices, and portfolio monitoring.
• Ability to manage multiple priorities in a fast-paced environment while maintaining a high degree of accuracy.
• Strong client service mindset with excellent relationship-building skills.
• Excellent verbal and written communication skills.
• Sound problem-solving and analytical capabilities.
• Ability to collaborate effectively with internal stakeholders and external partners.

Must-Have

• College or University degree in Business, Finance, Accounting, Agriculture Business, or a related discipline, or equivalent work experience.
• Experience analyzing financial statements and assessing credit risk.
• Knowledge of commercial banking products, services, and processes.
• Familiarity with KYC, AML, onboarding, and compliance requirements.
• Proficiency with Microsoft Office applications.
• Strong organizational skills and attention to detail.

Nice-to-Have

• Experience in Commercial Banking, Credit Adjudication, Agriculture Banking, or Financial Services.
• Knowledge of Commercial Banking systems and platforms such as Salesforce, Intralink, and Microsoft Teams.
• Understanding of Agriculture industry operations and financial drivers.
• Experience working with cross-functional banking partners.

What's In It for You:

• Opportunity to build a rewarding career within Commercial Banking.
• Exposure to a diverse portfolio of Agriculture clients across Canada.
• Ongoing training and professional development opportunities.
• Collaborative and inclusive team environment.
• Opportunity to deepen your expertise in commercial credit, risk management, and client relationship support.

Ready to Apply?

If you're passionate about supporting Agriculture businesses, enjoy financial analysis, and thrive in a collaborative client-focused environment, we'd love to hear from you.

Apply today and help our clients achieve their business goals while building your career with Scotiabank.

We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Location(s):  Canada : Saskatchewan : Regina || Canada : Manitoba : Winnipeg || Canada : Saskatchewan : Saskatoon 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.