Title:  Team Lead, Credit, Commercial Banking - Vancouver/Richmond/Victoria areas

Join a winning team at Scotiabank! Are you enthusiastic about making an impact for Canadian businesses? In Canadian Commercial Banking, we do not just serve businesses - we serve possibilities.  

About the Opportunity:

As a Team Lead, Credit, Commercial Banking you will lead a team of Credit Solutions Associates and Senior Credit Solutions Associates responsible for delivering credit solutions to Growth Commercial Banking clients. You will oversee the end-to-end credit process, support business growth objectives, and ensure sound credit risk management while developing a high-performing team. 

This is an exciting opportunity for a credit professional with strong leadership capabilities who thrives in a fast-paced environment and enjoys coaching others to success. 

How You Will Make an Impact: 

Lead and Develop a High-Performing Credit Team: 

• Provide leadership, coaching, and development to a team of Credit Solutions Associates and Senior Credit Solutions Associates. 

• Foster a collaborative, inclusive, and client-focused culture. 

• Support employee growth through regular coaching, performance management, succession planning, and talent development. 

Deliver Exceptional Credit Solutions: 

• Guide the analysis, structuring, negotiation, pricing, and presentation of commercial lending solutions. 

• Review and approve credit recommendations to ensure quality, consistency, and sound risk management. 

• Provide expert guidance on financial analysis, credit structuring, underwriting, and risk assessment. 

Drive Operational Excellence: 

• Promote best practices across credit underwriting, portfolio management, and credit processes. 

• Ensure consistent application of lending policies, procedures, and risk standards. 

• Partner with Credit leadership and business stakeholders to improve efficiency and effectiveness across the credit lifecycle. 

Manage Portfolio Quality and Risk: 

• Monitor the performance and quality of assigned commercial credit portfolios. 

• Identify emerging risks and recommend appropriate mitigation strategies. 

• Support annual reviews, portfolio monitoring, audits, and regulatory compliance activities. 

• Ensure adherence to AML, KYC, and all regulatory and internal policy requirements. 

Partner with Commercial Banking Teams: 

• Work closely with Client Relationship Managers and Sales teams to support business development goals. 

• Provide credit expertise that helps deliver tailored solutions and deepen client relationships. 

• Collaborate with partners across Retail, Wealth, Risk Management, Global Banking & Markets, Legal, and Compliance. 

What You Will Bring to the Team: 

We are looking for a collaborative and results-driven credit leader who brings strong coaching experience, deep commercial lending expertise, and the ability to guide teams through complex credit decisions with confidence. The ideal candidate combines sound judgment, strong analytical capability, and a client-focused mindset with the communication and relationship-building skills needed to influence stakeholders, develop talent, and deliver high-quality results in a fast-paced commercial banking environment. 

      Must-Have 

• Education: Post-secondary education, preferably in Business, Finance, or a related field. 

• Experience: 3-5+ years of experience in Commercial Banking, Small Business Banking, Financial Services, or a related industry. 

• Strong knowledge of commercial credit products, lending policies, and risk management practices. 

• Experience analyzing financial statements and structuring credit solutions. 

• Knowledge of regulatory compliance requirements within a banking environment. 

• Proven ability to lead, coach, and motivate high-performing teams. 

     Nice-to-Have 

• Experience leading credit professionals in a commercial banking environment. 

• Knowledge of Canadian commercial banking products, services, and market dynamics. 

• Familiarity with nCino and commercial lending technologies. 

• Understanding of specialized banking solutions across Wealth, Payments, Capital Markets, and Retail Banking. 

What's In It for You: 

When you join the bank, you are not just taking a job, you’re becoming part of a culture that values inclusion, accountability, integrity, and client-centricity – that is our ScotiaBond which is the foundation for how we support our people and deliver for our clients.  

 
As an employee in Canadian Commercial Banking at Scotiabank, you can expect: 

• A competitive Total Rewards package including performance-based bonuses, flexible benefits, and market-leading compensation. 

• Ongoing career development and coaching from experienced leaders, with clear opportunities to grow within Commercial Banking and across Scotiabank. 

• The chance to own and grow a high-impact client portfolio, with real accountability and visibility in your market. 

• A dynamic, collaborative, and high-performing team that values partnership, inclusion, and shared success. 

• Exposure to a broad range of industries, clients, and complex financial solutions, accelerating your learning and expertise. 

Ready to Apply? 

If you are ready to take your Commercial banking career to the next level and make an impact, start the next chapter of your career story with us and apply today and help shape the future of Canadian business. 

We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted. 

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