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Title:  Senior Manager, BNPL & Lending Strategy




Requisition ID: 196139

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.


The Senior Manager, BNPL & Lending Strategy will be accountable for development of the Buy Now Pay Later (BNPL) roadmap, management of lending margins and driving balance growth for the Canadian credit card portfolio. This includes the building of the strategic vision for Buy Now Pay Later, shaping customer journeys and technological innovations, and analyzing and interpreting data to make recommendations for driving new opportunities. In addition, this role will be responsible for various pricing initiatives focused on lending rates, fees and service charges for credit cards along with the operational management of processes related to pricing. 



Is this role right for you? In this role, you will:

  • Lead the development of the BNPL feature expansion roadmap, including determining the customer value proposition, managing the end-to-end customer journey, identifying levers for improving lending margins and managing the implementation of the feature roadmap.
  • Keep up to date on competitive insights for BNPL innovation and pricing changes in the market
  • Recommend BNPL expansion opportunities and pricing changes based on competitive, customer and profitability analysis 
  • Lead pricing strategy for credit cards to optimize lending revenues, through pricing changes or pricing innovation to continuously evolve our pricing capabilities
  • Drive strategies to drive credit card balance growth by optimizing our lending levers, new product feature developments or digital journey enhancements  
  • Manage lending margins across suite of credit card products, including continuously monitoring and refinement of lend margin reports and KPI’s
  • Champions a high-performance environment and contributes to an inclusive work environment


Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

  • Bachelor's degree required; MBA or Master’s degree in Finance is an asset 
  • 5-10 years of professional experience, payments and banking industry experience is an asset
  • Product, project management, strategy, consulting or experience operating a business is a definite asset
  • Experience and competency with building presentations, project plans and dashboards
  • Demonstrated written and oral communication skills


Location(s):  Canada : Ontario : Toronto 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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