Title:  Senior Analyst, Portfolio Analytics & Insights

Requisition ID: 261207 

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Senior Analyst role supports the Director, Portfolio Analytics & Insights by delivering high-quality portfolio insights, dashboard development, and data enablement for Unsecured Lending portfolios. Ensures that insight output is accurate, scalable, and executive-ready, while building strong foundational credit risk and analytics capability.

Is this role right for you? In this role, you will:

1. Portfolio Insights & Dashboard Execution

• Build, maintain, and enhance Power BI dashboards covering portfolio performance, credit quality, losses, PCL, vintages, and key risk indicators
• Support recurring and ad-hoc packages in other formats for senior management and governance forums
• Ensure consistency of metrics, definitions, and presentation across all outputs

2. Data Preparation, Validation & Quality Control

• Extract, transform, and prepare data using SQL and SAS and/or Python
• Perform data reconciliations and quality checks to ensure accuracy and reliability
• Proactively identify data issues, breaks, or inconsistencies and support remediation

3. Analytics & Insight Support

• Support portfolio segmentation analysis, trend monitoring, and diagnostic analytics
• Assist with ad-hoc analytical requests and deep-dive investigations led by the Director or Senior Manager
• Build understanding of key credit risk drivers across unsecured lending portfolios

4. Governance, Controls & Documentation

• Support OSFI, Internal Audit, and internal governance requests by providing data extracts, reconciliations, and supporting analysis
• Maintain clear documentation of data sources, logic, assumptions, and calculation methodologies
• Ensure all processes align with internal controls and audit expectations

5. Collaboration & Development

• Work closely with the Senior Manager to understand business context, risk priorities, and stakeholder needs
• Continuously develop technical capability in Power BI, SQL, and SAS/Python
• Contribute to process standardization, documentation, and automation initiatives

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

• 1–2 years of experience in credit risk analytics, business intelligence, or financial analytics
• Strong attention to detail, ownership mindset, and comfort working with large datasets
• Clear communicator, able to explain data and findings succinctly
• Working knowledge of SQL required
• Exposure to Power BI required
• Exposure to SAS and/or Python is strongly preferred
• Exposure to unsecured lending products (Credit Cards, Line of Credit, Overdraft Protection) is strongly preferred
• Bachelor’s degree in a STEM or quantitative discipline (e.g., Mathematics, Statistics, Engineering, Computer Science, Data Science, Economics, or related field) preferred
• Graduate degree considered as an asset

What’s in it for you?

• An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
• We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
• Your career matters! You will have access to career development and progression opportunities.

Location(s):  Canada : Ontario : Toronto 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.