Title:  Manager, Mortgage Pricing Analytics - Real Estate Secured Lending (RESL)

Requisition ID: 257560 

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

What you will be doing:

The Manager, Mortgage Pricing Analytics coordinates and implements specific Mortgage Pricing Analytics work streams. In fulfilling the role, the successful candidate will work closely with all relevant stakeholders that contribute to mortgage analytics and key performance indicators. This individual exhibits a high degree of flexibility and is able to effectively manage numerous competing priorities.

Responsibilities include pricing management, price optimization, price execution, management reporting on the key performance indicators for mortgage portfolio from a pricing perspective, and monitoring market conditions and the competitive landscape.

Is this role right for you? In this role, you will:

• Support the management, configuration and execution of mortgage pricing activities:
  • Monitor the competitive landscape, key performance indicators and impact of pricing strategies on growth and profitability
  • Perform and review optimization scenarios and recommend changes to channel level and customer segment level mortgage rates
  • Quantify, execute and monitor impact of pricing changes
• Manage reporting on the key performance indicators for the mortgage portfolio:
  • Deliver business insights by effectively leveraging technical tools including SAS Enterprise Guide, Base SAS, Python and powerBI for all management reporting activities
  • Support the continuous improvement of tools and reports that inform mortgage pricing and product analytics going forward
  • Ensure data feeds that support analysis are available and accurate
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Champion a high performance environment and contributes to an inclusive work environment.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

• Bachelor’s degree (Business/Math/Computer Science/Information Systems)2+ years of analytics experience
• Knowledge & experience of utilizing tools such as SAS Enterprise Guide, Base SAS, Python, Power BI and Tableau for reporting and analytics
• Knowledge of SQL, and experience of working on enterprise data warehouse platforms and enterprise data lake platforms (DB2/SQL Server/Hadoop)
• Ability to source and interpret data, perform analyses and make informed recommendations
• Good written and verbal communication skills with proven ability to engage and manage stakeholders
• Good understanding of quantitative analytics and management reporting
• Nice to have: Pricing methodological knowledge including quantification of customer value and price elasticity of demand, Working knowledge of Sales Management and the Retail Sales Process
• Experience and familiarity with analytic processes and fact-based decision making
• A high degree of flexibility to adapt to a wide variety of tasks and changing priorities

What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
• Accessibility and Workplace Accommodations - We value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove, and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.  
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.
• Competitive Reward Program, including bonus, flexible vacation, personal, sick days, and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, cooking with friends, Humans of Digital and much more! 

Location(s):  Canada : Ontario : Toronto 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.