Title:  Director

Requisition ID: 250688 

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Through the direction and supervision of a team of adjudicators, you will contribute to the profitable growth and quality of the Bank’s Commercial Agriculture Credit portfolio in an assigned geographic area and the Indirect Agriculture Financing portfolio, ensuring the assigned portfolio is efficiently maintained at an acceptable level of risk.

 Is this role right for you? In this role you, will:

• Ensure credit applications are adjudicated promptly, within the Bank’s risk selection parameters.
• Ensure maintenance of assigned Portfolio quality, by overseeing the portfolio, monitoring trends in risk rating migration, NAL formations, overdue reporting and annual reviews, etc. Identifies problems and initiates appropriate corrective action.
• Supervise Team members and is responsible for the overall efficiency of the Team as reflected in minimal turnaround times, staffing levels, etc. Provide direct reports with coaching, direction, and guidance on credit and other matters when required. Has direct involvement with Banking Team Leads, Director Credit Solutions concerning credit transaction and training issues as necessary. 
•  Manage the Partnership with Banking. Liaise with business partners in Commercial and other units to maintain open communication ensuring good service levels are achieved and maintained to internal customers. Negotiate with banking partners to ensure credit terms and conditions are appropriate and sound risk selection is achieved.  Provide guidance to Banking in the preparation and structuring of credit proposals.  Works to re-structure proposals into bankable deals.
• Contribute to the development of the Bank’s commercial human resources by identifying training needs and ensuring that individual coaching and group coaching is provided to Banking GRM Team members.

What we're looking for?

• Post Secondary Education completed
• Experience leading and coaching a team to success
• Thorough understanding of Commercial Banking, credit policies and procedures
• Skills in financial analysis and accounting, risk assessment and developing creative financing proposals demonstrating sound credit judgement
• Expert understanding of security documentation, legal ramifications and remedies is also necessary.
• Strong leadership skills as demonstrated by the management of a team of adjudicators. 
• Understanding of the agriculture industry and various other diverse industries in which he/ she will be required to make / recommend credit decisions and must also be attentive to local economic trends within the assigned geographical area. 
• Good communication skills (written and oral) to converse effectively with line and corporate personnel.
• Ability to make decisions, frequently in the fact of uncertainty, and clearly communicate rationale for decisions. 

What’s in it for you?

• The opportunity to join a forward-thinking company surrounded by a collaborative team of innovative thinkers.
• A great opportunity for a position in Commercial Credit at one of the leading Banks in the segment.
• A rewarding career path with diverse opportunities for professional development.
• Internal development to support your growth and enhance your skills.
• A competitive compensation and benefits package.
• An organization committed to making a difference in our communities– for you and our customers.
• We have an inclusive and collaborative working environment that encourages creativity, curiosity, and celebrates success!

Location(s):  Canada : Ontario : Toronto 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.