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Title:  Commercial Accelerate New Graduate Program




Requisition ID: 184517

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.


Start date: June 2024

Location: Atlantic Region, Central Region, Prairie Region & Western Region

Application Deadline: 10/02/2023


Who Are We?

Scotiabank’s Commercial Banking professionals are committed to delivering advice and solutions to our customers. You will be a trusted business advisor offering a full suite of customized lending, deposit, cash management, and trade finance solutions to mid and large-sized businesses. As well contributing to the growth and quality of the Bank’ Commercial Credit Portfolio. Team players with a client-centric approach and a winning mindset will thrive in our flexible, growth-oriented environment, and our one-of-a-kind people-first culture.

Your Career as a CAP Associate:

Are you looking to accelerate your career in a fast-paced, client-facing, and collaborative environment? If so, we have the perfect opportunity for you! The Commercial Accelerate Program has been designed to develop the Commercial Bankers of tomorrow! Our 12-month rotational program provides the coach-supported opportunities you need to learn, practice, and apply the skills required to excel in the fast-paced world of business banking. Each rotation will give you hands-on experience in different Commercial Banking business lines.


We instill a winning culture and prioritize the continuous development, education, and wellness of our people.  The Commercial Accelerate Program offers unique rotations within areas such as Mid-Market Distribution, Real Estate Banking, Roynat Capital and Global Risk Management. The Commercial Accelerate Program has a dedicated Senior Program Manager who provides individual mentorship, coaching, and development to ensure a successful transition in and out of rotations and prepares you to launch your career as a Commercial Banker following completion of the program.


Through the Commercial Accelerate Program, you will gain the following skills to support your successful career development:

  • The ability to initiate, develop and maintain mutually beneficial relationships with Commercial business clients to successfully support retention and growth activities.
  • A thorough understanding of methods to build and maintain an internal and external profile to identify new business opportunities and sustain revenue growth within a customer portfolio.
  • The ability to conduct an effective analysis, structuring, and presentation of credit proposals for a portfolio of highly complex and/or customized borrowing and non-borrowing relationships.
  • Awareness of sophisticated techniques and tools to help you identify customer business needs and provide appropriate solutions.
  • Advanced understanding of Bank lending policies and procedures, financial analysis, risk assessment techniques, credit structuring, collateral and security documentation and registration, collection, related legislation, and accounting practices.
  • In-depth knowledge of the Bank’s operating policies and procedures


After successfully graduating from the program, the Senior Program Manager will collaborate with you to identify a challenging and competitive position within the Commercial Bank including Commercial Distribution, Roynat Capital, or Real Estate Banking, based on performance.


Learning & Development

The Commercial Accelerate Program will provide you with a thorough foundation of Commercial Banking through:

  • Mentorship - We are passionate about your success and, in addition to the support provided by your Program Manager, you will also have a Peer Mentor, Rotation Trainer, and a Business Line Mentor to support your development.
  • Commercial Banking & Partner Introduction - Rotations in Commercial areas such as Distribution, Real Estate, Roynat Capital, and with key partners such as Global Risk Management will ensure you develop a solid bank-wide network quickly.
  • Sales Training - You will learn tried and tested Commercial sales processes, be provided with the sales and client relationship management tools you need to get up to speed and, create customer value.
  • Analytical Training - This will include financial analysis, products & services, tools & technology.


Who are we looking for?

We are looking for superstars that have both strong financial acumen and a passion for people! 


As an Associate in Commercial Banking, you will hold relationships with business leaders from across Canada. You will conduct cash flow analysis to understand the client's story and offer advice to help them achieve financial goals. If you are someone who gets equally excited about examining key financial metrics as building solid relationships, then you are exactly the right person for Commercial Banking!


Other things we look for:

  • An undergraduate degree in Business, Commerce, Finance, or Accounting-related disciplines to be completed no later than 2024.
  • MBA and graduate degree applicants are welcome.
  • A genuine interest and passion for Commercial Banking.
  • A high level of energy and a keen desire to learn new concepts.
  • Strong written and verbal communication skills, in order to produce informative, concise and professional credit replies, presentations and correspondence.
  • Strong client relationship management skills.
  • High level of financial literacy with an understanding of financial statements, credit terms, conditions, and sales.
  • Natural curiosity and passion for analytics and problem-solving.
  • The ability to operate in a fast-paced, agile, and constantly changing environment.
  • Strong organizational skills and the ability to prioritize work effectively and efficiently.
  • Experience in providing customer needs-based advice and solutions is strongly preferred.


Mobility Expectations

The Commercial Accelerate Program has been designed to develop better Business Bankers across the country. We always do our best to accommodate post-program placement preferences, however, all program participants must be willing to relocate within their region if required. Upon completion of the program, placement opportunities will be dependent on business and operational needs.


How do I apply?

For students applying to one of our TILT New Grad programs we do not require resumes! Instead, we ask that as part of your application, you complete the below:

  • Complete your PLUM Profile here and save as a screenshot.

When the application asks for your resume, instead upload a screenshot of your past plum results.


Location(s):  Canada : Ontario : Toronto || Canada : Alberta : Calgary || Canada : British Columbia : Vancouver || Canada : Nova Scotia : Halifax 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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