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Title:  ASPIRE Commercial Banking - Winter 2027 Co-op / Internship - Toronto

                                                                                                               

 

 

Requisition ID: 273159 
Employee Referral Program – Potential Reward:   

We are committed to investing in our employees and helping you continue your career at Scotiabank.

 

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. 

 

Location: Toronto, ON

Term: January - August 2027

Work Hours: 37.5 Hours per week 

Application Deadline: 10/05/2026

 

Kickstart your career with Scotiabank’s Commercial Aspire Program! This is your opportunity to gain real-world experience, build your network, and explore what it’s like to work in Canadian Commercial Banking—all while contributing meaningfully to our teams. Aspire is designed for ambitious students who are curious, collaborative, and eager to learn. We're looking for students who demonstrate strong communication skills, intellectual curiosity, accountability, and a desire to make a meaningful contribution. 

 

If you want to strengthen your technical credit, financial analysis, and business acumen, this opportunity will give you hands-on exposure within one of three Commercial Banking teams: Mid-Market, National Accounts, Real Estate Banking, or Roynat Capital. Your placement will be determined based on your interests and capabilities, the needs of each team, and available positions. Regardless of placement, you’ll build foundational skills in analyzing businesses, assessing credit, understanding risk, and supporting thoughtful financing decisions. 

 

Where you could work 

  • Mid-Market: The Mid-Market team provides tailored financial advice and solutions to mid-sized businesses across a range of industries. You may support research, company and industry analysis, financial analysis, and credit and business decisions while learning how client needs are balanced with risk and operational considerations. 

  • National Accounts: The National Accounts team supports large-scale clients across Canada with customized financing and banking solutions. You may gain exposure to multifaceted financial transactions, advanced credit analysis, and the strategic and operational considerations of major corporations, public sector entities, and industry leaders. 

  • Real Estate Banking: The Real Estate Banking team provides specialized financial advice and solutions to developers, investors, builders, and commercial property owners across Canada. You may gain exposure to commercial real estate transactions, project and portfolio analysis, credit adjudication, and financing decisions while developing an understanding of the full real estate lifecycle and associated risk considerations. 

  • Roynat Capital: Roynat Capital provides creative financing solutions to Canadian mid-market businesses, including support for growth, expansion, mergers, acquisitions, divestitures, and strategic partnerships. You may contribute to financial analysis, underwriting, investment summaries, risk mitigation strategies, and proactive portfolio management. 

 

Is this role right for you?  

With Aspire, you’ll gain early exposure to Commercial Banking by working on meaningful projects and learning directly from experienced professionals. You’ll have opportunities to: 

 

  • Support credit and relationship teams with research, financial analysis, and transaction-related activities. 

  • Analyze company performance, financial statements, industries, and market conditions to inform credit and business decisions. 

  • Contribute to credit submissions, underwriting requirements, investment summaries, and recommendations. 

  • Learn how financing structures, client objectives, and risk considerations influence lending decisions. 

  • Work with colleagues across Commercial Banking to deliver timely, high-quality support and improve business outcomes. 

  • Build your analytical, communication, and professional judgment in a structured, collaborative environment. 

  • Champion a client-focused culture and consider the Bank's risk appetite and risk culture in day-to-day activities and decisions. 

 

Who we’re looking for: 
You enjoy working with numbers, asking thoughtful questions, and turning analysis into clear insights. You thrive in a structured environment with clear guidance and deadlines, and you bring a positive, flexible, and professional attitude. 

 

Key capabilities: 

  • You are analytical and use data to inform decisions and recommendations. 

  • You are collaborative and work effectively with others. 

  • You are organized and able to manage multiple priorities with strong attention to detail. 

  • You are comfortable operating in a fast-paced, team-oriented environment. 

  • You are client-centric and passionate about enhancing the client experience. 

  • You are intellectually curious and eager to build your technical credit and financial analysis skills 

 

Key requirements: 

  • You are enrolled in an undergraduate degree in Business, Commerce, Finance, Accounting, Economics, Real Estate, Urban Land Economics, or a related field 

  • You have strong Microsoft Office skills (Word, Excel, PowerPoint, Outlook) 

  • You have excellent written and verbal communication skills 

  • You have good presentation skills and consistently demonstrate professionalism 

  • You have a natural curiosity and eagerness to learn about Commercial Banking, credit, and financial analysis 

  

How to apply 

We focus on relationships over resumes. Instead of submitting a traditional resume, please: 

 

  1. Complete your  PLUM Profile and save a screenshot. 

  1. Complete a short one-way video interview here. 

  1. Apply to the role and upload your PLUM Profile screenshot when prompted for a resume. 

 

 

Location(s):  Canada : Ontario : Toronto 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. 

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Note: All postings in me@Scotiabank will remain live for a minimum of 5 days.


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