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AML Global FIU Investigator, AML Risk

Date: Aug 6, 2019

Location: Toronto, ON, CA

Company: Scotiabank




Requisition ID: 56548


Join the Global Community of Scotiabankers to help customers become better off.


Contributes to the overall success of the GAMLU’s enterprise-wide investigative unit by conducting investigations intended to effectively mitigate risk and address all relevant domestic and international regulatory requirements. Ensures all activities conducted comply with governing regulations, internal policies and procedures.Performs detailed and time-sensitive Money Laundering (“ML”) and Terrorist Financing (“TF”) related enterprise-wide GAMLU investigations referred by team members, international FIUs, and BNS partners. Performs detailed and time-sensitive Money Laundering (“ML”) and Terrorist Financing (“TF”) related enterprise-wide GAMLU investigations referred by team members, international FIUs, and BNS partners. 

 Performs GAMLU enterprise investigations and documents clearly reasoned findings and actions associated with complex investigations, along with the delivery of timely disposition of such investigations.


Key Accountabilities:

  • Performs and documents ML/TF investigations, along with maintaining supporting information, in accordance with the GAMLU’s investigative policies and procedures.
  • In consultation with management, coordinates with the FIUs globally to ensure consistent investigations and information sharing 
  • Researches client records, customer activities, and account information to determine whether unusual activity may indicate reasonable grounds to suspect money laundering activities or terrorist financing for the enterprise investigations managed by GAMLU.
  • Prepares and delivers investigative results to the appropriate staff, including identification of trends and areas for improvement.
  • Identifies and properly reports reasonable grounds to suspect (‘RGS”) within the appropriate regulatory reporting requirements and timelines.
  • Recommends risk mitigation actions and next steps at the conclusion of GAMLU investigations.
  • Communicates regularly with leadership to identify challenges and obstacles related to the GAMLU team’s objectives 
  • Maintains up-to-date knowledge and skills sets relevant for ML, TF, sanction and other regulatory matters to perform investigations across the enterprise.
  • Identifies challenges and obstacles related to the GAMLU team’s objectives and escalates them accordingly.  
  • Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct. 
  • Champions a high performance environment and contributes to an inclusive work environment.


Experience / Education:

  • University degree, or equivalent, and a minimum of 2 years’ experience in AML disciplines. 
  • Extensive investigative skills along with 5 years documented AML or law enforcement experience may substitute for University degree requirements.  In addition,
  • Demonstrated expertise in global ML/TF investigations along with AML investigative technology.
  • Knowledge of local and relevant international AML laws and regulations
  • Strong investigative skills and understanding of complex financial transactions that may occur globally or domestically.
  • Strong writing and analytical skills
  • Demonstrated ability to exercise sound judgment as to the materiality of risks where identified
  • Proven ability in determining required risk mitigation activities with appropriate consideration to the impact to the business line
  • Good interpersonal and communication skills 
  • Uses an analytical approach to problem solving, with a focus on managing a team environment coupled with attention to results and a sense of urgency
  • Ability to communicate in French and/or Spanish is an asset.
  • Certified Anti-Money Laundering Specialist (CAMS) designation is an asset. 
  • Exemplary integrity and ethics in all instances.


Location(s):  Canada : Ontario : Toronto 

As Canada's International Bank, we are a diverse and global team. We speak more than 100 languages with backgrounds from more than 120 countries. We value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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