Title:  AML Investigator

Purpose 

Contributes to the overall success of the Global AML Operations Department across designated countries and workstreams, as the business evolves. Responsible for specific individual goals, plans, and initiatives are executed / delivered in support of the team’s business strategies and objectives.  Ensure all activities are conducted in compliance with current governing regulations, internal policies, and procedures, completed within the established timeframes.  

Accountabilities  

• Conduct AML Investigations for alerts, cases, or referrals generated through multiple detection mechanisms. Investigate and assess customer activity, unusual transaction reports and external referrals. 

• Identify Reasonable Grounds to Suspect (RGS) of money laundering, terrorist financing, or sanctions evasion, and document investigation findings clearly and concisely, in accordance with internal procedures and required timelines. 

• Recommend appropriate outcomes in accordance with established processes. 

• Request additional information to the business line within established times and escalate as required. 

• Ensures proper quality, record keeping and audit trails of AML investigations activities. 

• Promotes a customer-centric culture to deepen customer relationships and leverage the Bank's broader relationships, systems, and knowledge. 

• Understands how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions. 

• Actively pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational compliance, AML, ATF & Sanctions and conduct risk.  

• Promotes a high-performance environment and contributes to an inclusive work environment. 

• Can operate across jurisdictions as required by operational demands, ensuring consistent application of standards and procedures. 

• Undertakes to ad hoc requirements from management, ensuring timely response, which might include special AML workstreams, investigations, regulatory requests, among others