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Title:  Senior Credit Solution Analyst, Commercial Mortgage Group, Real Estate Banking (Montreal, Qc)




Requisition ID: 150038

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.



Reporting to the Director, Real Estate Banking, this role contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies and procedures.


Is This Role Right For You?


  • Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
  • The Senior Credit Solutions Analyst provides the Associate Director and Director of REB with support needed to service client requirements and new asks. This will include coordinating efforts with internal partners and directly reaching out to clients to address various activities such as collection/processing of financial reporting, diligence for credit needs and satisfaction of funding requirements. The role is specific to servicing of the REB in Commercial Banking Distribution.
  • The clients being serviced are in Canada and generally within the same region although they could have operations across the country as well as in international locations. These clients will be both borrowing (over $25MM) and non-borrowing.  Borrowing clients typically have complex to sophisticated financial solutions.
  • Strong organizational skills are necessary to manage significant data from multiple sources and balance various tasks from client service administration to borrower reporting processing to credit related support.
  • The Sr. Credit Solutions Analyst will typically receive requests from the Senior Associate and Associate Director but may also at times be requested to support Directors & Head of REB and Vice Presidents in the Real Estate Commercial Banking group. 
  • This role will interact primarily with the following internal partners such as Global Risk Management, the Business Service Center, Enhanced Due Diligence Unit CRA, Syndication Team and Global Banking and Markets, but could include other partners as well as the Commercial Banking Executive Office. The Sr. Credit Solutions Analyst will also interact with external parties such as Solicitors, Accountants, Professional Service Providers and External Bank various Groups including Syndication. 
  • The Sr. Credit Solutions Analyst continually works with clients providing service consistent with Scotia Service Standards, Complaint Resolution Standards and Procedures.
  • The Sr. Credit Solutions Analyst looks for opportunities to promote the sale of bank product and services. 
  • Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct. 
  • Champions a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vision/values/business strategy and managing succession and development planning for the team. 


Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

  • University/College degree with Finance, Accounting or Other Business Specialty background, or equivalent work experience.
  • Strong written and verbal skills in French and English 
  • A solid knowledge and understanding of financial statements and accounting principles and policies is a must
  • Credit administration experience, complex loan documentation and security provision requirements must be understood and applied.  (Loan agreements frequently extend to 100 pages or more).
  • Excellent credit skills, significant credit experience, and analysis skills
  • Excellent accounting and financial analysis skills
  • Excellent real estate industry knowledge with areas of specialization where required




Location(s):  Canada : Quebec : Montreal 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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