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Title:  Senior Investigator, Domestic FIU, AML Risk




Requisition ID: 91940


Join the Global Community of Scotiabankers to help customers become better off.



Please note: This is a contract position




Contributes to the overall success of the FIU by conducting investigations intended to effectively mitigate risk and address all relevant domestic and international regulatory requirements.  Ensures all activities conducted comply with governing regulations, internal policies and procedures.

Investigates time-sensitive BNS FIU Money Laundering (“ML”) and Terrorist Financing (“TF”) cases referred by team members, internal FIUs, and BNS partners. 

Performs investigations and documents clearly reasoned findings and actions associated with FIU investigations, along with the delivery of timely disposition of such investigations.




  • Performs and documents FIU ML/TF investigations, along with maintaining supporting information, in accordance with the GAMLU and FIU policies and procedures.
  • Researches client records, customer activities, and account information to determine whether unusual activity may indicate reasonable grounds to suspect money laundering activities or terrorist financing for the enterprise investigations managed by the FIU.
  • Identifies and properly reports RGS within the regulatory reporting requirements and timelines.
  • Recommends risk mitigation actions and next steps at the conclusion of FIU  investigations.
  • Apprises and advises senior personnel regarding on-going investigations and findings.
  • Communicates regularly with leadership to identify challenges and obstacles related to the team’s objectives.
  • Provides mentoring, coaching and feedback regarding recommendations and best practices for enterprise investigations, as appropriate.  
  • Maintains up-to-date knowledge and skills sets relevant for ML, TF, sanction and other regulatory matters to perform case investigations.
  • Shares subject matter expertise and provides specialized advice, guidance and direction to team members on money laundering, financing of terrorism, and other related issues.
  •  Identifies challenges and obstacles related to the team’s objectives and escalates them accordingly.
  • Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
  • Champions a high performance environment and contributes to an inclusive work environment.


Education / Experience


  • University degree, or equivalent, and a minimum of 2 years’ experience in AML disciplines.  Extensive investigative skills along with 5 years documented AML or law enforcement experience may substitute for University degree requirements.  In addition,
  • Demonstrated expertise in ML/TF investigations
  • Knowledge of local and relevant AML laws and regulations
  • Strong understanding of financial transactions along with an understanding of technology
  • Strong writing and analytical skills
  • Demonstrated ability to exercise sound judgment as to the materiality of risks where identified
  • Proven ability in determining required risk mitigation activities with appropriate consideration to the impact to the business line
  • Good interpersonal and communication skills
  • Uses an analytical approach to problem solving, with a focus on managing a team environment coupled with attention to results and a sense of urgency.
  • Ability to communicate in French and/or Spanish is an asset.
  • Certified Anti-Money Laundering Specialist (CAMS) designation is an asset.
  • Exemplary integrity and ethics in all instances.




Location(s):  Canada : Ontario : Mississauga 

As Canada's International Bank, we are a diverse and global team. We speak more than 100 languages with backgrounds from more than 120 countries. Our employees are committed to a superior customer experience and use the Bank’s six guiding sales practice principles to ensure they act with honesty and integrity.


At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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