Title:  Subdir Auditoria

Purpose

As the third Line of defense, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank’s internal controls, risk management and governance processes. We are professionals who thrive in a challenging environment and work with management to find solutions to address control weaknesses. The Senior Audit Manager assists in leading internal audit activities for the Credit Risk Audit Group in support of the Audit Department in executing on its global mandate, ensuring business strategies, plans and initiatives and all audit activities are conducted / executed / delivered in compliance with governing regulations, internal policies, and procedures. The Senior Audit Manager is a dynamic, innovative, and trusted advisor who uses data to deliver industry leading assurance and insights to keep the Bank and our customers safe.

Responsibilities

• Leads and drives a client focused culture throughout the team to deepen client relationships and leverage broader Bank relationships, systems, and knowledge
• Leads and manages end-to-end audits related to the management of credit risk for assigned projects/processes in Global Risk Management, Global Banking & Markets, International Banking and Canadian Commercial Banking, including planning, execution, and reporting
• Develops and maintains a thorough understanding of the credit risk management end-to-end process and regulatory requirements
• Provide strategic insights and recommendations to enhance the effectiveness and efficiency of internal controls related to the management of credit risk
• Acts primarily as Officer in Charge (OIC) as a team member for assigned audits; may act as Audit Principal (AP) for low to medium complexity audits
• Assists in the development and execution of a comprehensive and strategic audit plan, ensuring auditable entities remain within cycle; may also execute assigned audit activities independently as a team member under the direction of the OIC on assignment
• Leads the execution, planning, and reporting on assigned audit projects; obtains a thorough understanding of the business/unit/process and associated risks, develops risk-based audit planning documents/procedures, and schedules timing and resources; prioritizes activities and exercises problem solving skills in audit projects based on risks and tasks assigned in a timely manner
• Manages and supervises the end-to-end process of the execution of the audit and ensures the nature and extent of testing is appropriate to support the objective, scope, and overall opinion; completes timely review of workpapers, ensuring internal control weaknesses are clearly documented with recommendations addressing the root cause and are communicated timely to management
• Ensures audit reports are written to a consistent high standard and are finalized within established department metrics

Education and Experience:

• University/Post Secondary degree in Business or equivalent. Relevant Audit or business certifications (CPA, CFA and/or CIA); an MBA is an asset
• At least 5+ years of relevant experience
• Working knowledge of credit risk processes and risk management practices, and regulatory environments for each unit as applicable
• Strong people management and coaching/development skills
• Curiosity mindset that includes asking questions, challenging the status quo, and engaging with diverse points of view
• OSFI/Regulatory background, Global Banking & Market experience is preferred
• Non-Retail Banking Credit Risk experience is essential
• Spanish language skills are required - verbal and written communications
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