Title:  Director Credit Strategies

Requisition ID: 277149

Thanks so much for been interested to be part of Scotiabank Peru. In this company we are focus on hire talented people that want to develop an amazing career, achieving their goals and been aligned with our main purpose.  This is the start of an incredible journey, we wish the best to you!

Director Credit Strategies

Purpose

Provides regional leadership for the International Banking Credit Strategies Center of Excellence, supporting the Vice President, Retail Risk, in shaping, enabling, and executing a unified Retail Credit Risk strategy across the International Banking footprint.

The role is accountable for setting strategic direction; advancing common standards, frameworks, tools, and capabilities; leading two Senior Manager, Credit Strategies direct reports; and influencing country Credit Strategies risk teams through a matrix operating model. The Director partners closely with Banking, Operations, Technology, Analytics, Finance, Center of Excellence partners, and local Risk leadership to identify, prioritize, and execute high-impact initiatives that strengthen portfolio performance, improve risk outcomes, enable sustainable and profitable growth, and ensure alignment with enterprise risk appetite, regulatory expectations, internal policies, and Scotiabank risk principles.

Accountabilities

•Leads and reinforces a customer-focused, risk-aware culture across the Credit Strategies Center of Excellence and country teams, deepening client orientation while leveraging broader Bank relationships, systems, data, and knowledge.

•Defines, leads, and evolves a unified Retail Credit Risk strategy for International Banking by establishing common strategic priorities, decisioning principles, and execution standards across markets.

•Provides strategic direction, coaching, and day-to-day leadership to two Senior Manager, Credit Strategies direct reports, while influencing multiple country Credit Strategies risk teams through a matrix operating model to align local initiatives with regional and enterprise priorities.

•Owns and governs the regional Credit Strategies agenda and strategic backlog, ensuring initiatives are prioritized, resourced, enabled, and executed with clear objectives, measurable outcomes, disciplined delivery, and appropriate stakeholder engagement.

•Identifies cross-country portfolio trends, emerging risks, growth opportunities, and strategic themes through analysis of portfolio performance, macroeconomic conditions, competitive dynamics, and regulatory developments, translating insights into clear recommendations for senior leadership.

•Leads the standardization, industrialization, and continuous improvement of Credit Strategies best practices, tools, methodologies, governance routines, and planning disciplines to strengthen analytical capability, execution consistency, and scalability across markets.

•Ensures the Bank’s risk appetite, risk culture, conduct expectations, and regulatory obligations are embedded in strategy design, portfolio decisions, day-to-day activities, and execution governance.

•Create an environment in which the Center of Excellence and country teams operate effectively and efficiently in accordance with Scotiabank’s Values, Code of Conduct, and Global Sales Principles, while maintaining adequate business controls to meet obligations related to operational, compliance, AML/ATF/sanctions, and conduct risk.

•Builds a high-performing, inclusive, and collaborative team environment by attracting, retaining, developing, and motivating talent; coaching direct reports; strengthening succession and development planning; and communicating the vision, values, and business strategy for the Credit Strategies Center of Excellence.

Education:

•University degree in Finance, Economics, Business, Risk Management, Statistics, Mathematics, or a related field; graduate degree considered an asset.

•8+ years of progressive experience in Retail Credit Risk, Credit Strategy, Portfolio Management, Risk Analytics, or related banking risk disciplines, preferably within a large financial institution.

•Demonstrated experience leading teams and influencing outcomes in regional or global roles supporting multiple countries or business units within a matrix structure.

•Strong knowledge of Retail Credit Risk frameworks, portfolio strategy, risk appetite management, performance optimization, and risk governance.

•Proven ability to translate complex analysis into clear strategic insights and actionable recommendations for senior stakeholders.

•High level of influencing, communication, and stakeholder management skills in cross-functional and cross-geography environments.

•Familiarity with agile or backlog-driven operating models and strategic planning disciplines is an asset.

•Spanish and English language capability considered an asset given the International Banking footprint.

Location(s):  Peru : Lima : San Isidro

Thanks so much for apply to this position; it is important to mention that the recruitment consultant is going to communicate only with the candidates that make the perfect match with the job description 

 **At Scotiabank Group Peru, we value the unique skills, experiences and perspectives each individual brings. We actively promote inclusivity and respect. If you feel we could provide you with some reasonable accommodation during the selection process, we encourage you to let us know when entering your information on the platform or when contacting our talent attraction team. We are committed to creating and maintaining an inclusive, accessible and safe environment where everyone is welcome.