Title:  Manager, Chequing Forecasting and Portfolio Management - Tangerine

Requisition ID: 264934

At Tangerine, we’re redefining banking. As Canada’s leading digital bank, we thrive on innovation, agility, and bold thinking, tackling every challenge head-on with leading technology and the unstoppable power of collaboration. 

Our client-obsessed teams deliver flexible, accessible banking solutions, breakthrough products, and award-winning service. Beyond banking, we’re committed to making an impact in the communities we serve and across our organization. We foster a culture built on integrity, inclusion, and fearless ambition – where diverse perspectives are valued, and people are empowered to do their best work. 

Are you ready to disrupt the status quo? Do you crave challenges that push boundaries? If you’re a high performer looking to accelerate your career and reimagine the banking landscape, this is your moment. 

Let’s shape the future of banking together! 

What you will be doing:

Considered a Center of Excellence for Tangerine, the Portfolio Analytics team leads and oversees strategic planning, pricing, forecasting and performance optimization functions for the Deposit portfolio at Tangerine Bank ensuring business strategies, plans and initiatives are delivered in compliance with governing regulations, internal policies and procedures.

Is this role right for you? In this role, you will be:

• Demonstrate expert knowledge of Deposit product performance drivers & competitor offerings; support strategic action plans by triangulating needs with business objectives, data insights, and macro-economics.
• Analyze complex business problems, across deposit products, by acquiring and filtering through large volumes of data (internal & external sources) to provide insights and recommendations using advanced analytical tools (SAS, SQL, R, Python).
• Develop and maintain an integrated system of performance benchmarks and reporting infrastructure via business reports, dashboards and data models; prepare and communicate summary reports to an executive level audience.
• Understand complex data networks and navigate through data to get at the relevant information to inform business decisions.
• Maintain detailed multi-product knowledge of competitor dynamics and portfolio trends, to triangulate data driven analyses and recommendations.
• Maintain understanding of treasury / risk assessment techniques and macro-economic conditions to evaluate implications on product performance and Fund Transfer Pricing (FTP).
• Develop detailed financial models, using a variety of statistical techniques, to build detailed scenario plans; prepare strategic communication materials, highlighting risks, opportunities, and decision-making points to support action plans.
• Develop forward looking forecasts for balance, revenue, operational expenses, account growth and customer behaviour, triangulating statistical techniques with external market analysis and internal data sets.
• Support various product teams and agile squads with analysis, planning and actionable insights to optimize product performance.
• Support campaign execution and tactical strategies with market insights, pricing considerations and volume/margin dependencies.
• Evaluate and recommend long-term strategic opportunities to increase sustainable revenue and volume growth across different products.
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursue effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champion a high-performance environment and contribute to an inclusive work environment.
• Championing a client- obsessed culture
• Leveraging a growth mindset, embracing learning and continuous improvement
• Contributing to a dynamic workplace fostering trust, integrity and inclusion
• Removing obstacles to drive momentum across teams
• Other duties as assigned. 

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• University or College Degree in Business, Math/Statistics
• 2+ years of experience with Data Visualization tools (Tableau, PowerBI, Google Looker Studio)
• 3+ years of work experience in an Analytics role
• Experience with advanced analytics tools (R, SAS, SQL, Python, etc.)
• Experience working in an agile environment is an asset
• Proficient understanding of the Retail Banking Sector
• Experience preparing materials and communicating to an executive audience
• Knowledge of proprietary databases & Warehouse structures (EDW)
• Strong financial and analysis skills
• Strong MS excel skills, VBA; experience with GCP/Big query is a plus  
• Ability to effectively influence key stakeholders without formal authority
• A proactive self-starter; takes ownership and likes to be held accountable for results; drives to decisions
• Ability to synthesis complex information clearly and simply to a broad audience- excellent communication skills (verbal & written)
• Strong business acumen and strategic thinking capacity
• Ability to thrive in a dynamic and fast paced environment; adaptable and flexible when responding to deadlines
• Comfort and confidence adapting to new tools and ways of working
• AI fluency
• A craving to contribute to a high-performing team
• Ability to drive results in periods of change
• Track record of fostering an inclusive culture
  
  

What's in it for you?

• You will be part of a diverse, inclusive, and purpose driven community of client- obsessed innovators who move fast, push boundaries, and celebrate big together.
• We are creating something game changing and you get to make your mark on it.
• You will have access to thousands of online and in person learning experiences at your fingertips to elevate your career and accelerate your development.
• From competitive benefits to programs that support your wellbeing and financial goals- we invest in you today and in your future.*

*Tangerine employees participate in Scotiabank’s pension & benefits programs (available to permanent employees)

Location(s):  Canada : Ontario : Toronto

At Tangerine we value the unique skills and experiences each individual brings to the team, and are committed to creating and maintaining an inclusive and accessible environment. If you require accommodation during the recruitment and selection process, please let our Recruitment team know.