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Title:  Senior Manager, Product Economics, Credit Card - Tangerine


Requisition ID: 71689

Tangerine is Canada’s leading direct bank. We offer flexible and accessible banking options, innovative products, and award-winning Client service. The reason why Tangerine employees come to work each day is to help Canadians live better lives. We focus on making a difference in our communities, and that includes our own internal community. It’s important to us that our employees feel empowered and enthusiastic about belonging to our Orange culture.



The Senior Manager, Product Economics, Credit Cards reports directly to the Director of Product Economics. The Senior Manager is responsible for providing strategic thought leadership to the Credit Card Business by translating performance insights into recommendations to enhance performance; more specifically, the role is accountable for leading of forecasting, product planning activities, scenario analyses and financial assessments of Credit Card products. The incumbent will lead a team of professionals to develop, implement and monitor key performance metrics related to the credit card business line, while supporting the strategic direction of the Tangerine brand.



  • Develop a high performing Credit Card analytics team and infrastructure
  • Lead creation and stewardship of daily, weekly, monthly, quarterly and annual forecasts/strategic plans for credit card products
  • Act as lead conduit to Finance for all budget planning activities, including forecasting, cost allocation and analytics
  • Lead the development and design effective models to inform strategic design making
  • Provide strategic support and counsel to Executive Management
  • Strategic guidance on impact of Client and macro-economic insights on volume and P&L results
  • Prepare analysis on ad hoc requests to support product management initiatives.
  • Produce reports for forecasting and product profitability analysis.
  • Develop and maintain expert knowledge of the key drivers of account, activity and balance growth, exploring volume and pricing relationships for Tangerine’s Credit Card products.
  • Lead P&L monitoring and Insights including: revenue, cost to acquire, write offs and maintain, cost control.
  • Assess pricing and marketing campaign offers for potential volume lift and P&L impact.
  • Monitor and maintain reporting including portfolio and campaign level tracking that offers financial insights on product performance and profitability.
  • Deep dive analysis on topics related to Credit Card product P&L.
  • Build and maintain regular detailed reports to augment existing dashboards, highlighting important trends.
  • Other duties as assigned.


Minimum qualifications:                                                                                                                                                    

  • Education/Experience
    • Minimum 5 years of relevant experience in payment analytics
    • MBA is an asset
  • Professional Certification
    • CFA is an asset
  • Specialized Knowledge
    • Financial acumen and understanding of P&L
  • Technical Skills
    • Exceptional Excel, SQL and SAS skills
    • Demonstrated execution of financial modelling
  • Abilities
    • Ability to multi-task and effectively adapt to change
    • Ability to effectively influence key stakeholders without formal authority
  • Attributes
    • Excellent written and verbal communication skills
    • Positive and proactive individual
    • Strong analytical and data skills
    • Naturally inquisitive, detail oriented and dedicated to delivering high quality work



Location(s):  Canada : Ontario : North York

At Tangerine we value the unique skills and experiences each individual brings to the team, and are committed to creating and maintaining an inclusive and accessible environment. If you require accommodation during the recruitment and selection process, please let our Recruitment team know.

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